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Use this referral code when you create your account in the Fund app.

FUND@
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Built for everyday Naira payments

Everyday money essentials, made simpler.

Fund gives you one Naira balance for the things you pay for online. Add money by bank transfer, see every transaction clearly and earn rewards when friends join.

Coming soon to the App Store and Google Play.

About Fund

A calmer way to handle the small payments that fill your day.

Fund is a mobile app from Lordricchi for people in Nigeria. You keep a Fund Balance in Naira inside the app, top it up from any Nigerian bank app by transfer, and use it for digital services as they launch on Fund.

Everything that touches your balance is recorded, so you always know what came in, what went out and when.

One Naira balanceYour Fund Balance lives in the app and is updated as payments are confirmed.
Top up from your bank appTransfers are processed through our payment partner, Flutterwave.
Your account stays in the appSign up and manage everything in Fund. This website never asks for your password.
Features

What you can do with Fund today.

The essentials are live. More services are on the way, and we'll label them clearly until they are.

Add money by bank transfer

Choose an amount and Fund gives you a temporary account number for that payment. Transfer the exact amount from your banking app and your Fund Balance is credited once the payment is verified.

  1. Enter the amount you want to add
  2. Copy the account number Fund generates for you
  3. Transfer from your bank app — your balance updates automatically

Clear transaction history

Browse your transactions month by month, filter by category or status, and see what came in and went out.

Timely notifications

Get notified when money lands in your Fund Balance, with a notification centre to catch up on account activity.

Sign in your way

Use your password, or turn on Face ID or fingerprint login on your own device. Security emails let you know about password and email changes.

Invite & earn

Share your personal FUND@username code. When a friend you invite completes a qualifying order, a reward is added to your Fund Balance.

Digital services Coming soon

Services we're building next, paid straight from your Fund Balance:

Apple account fundingAirtimeData bundlesBill payments
How it works

Up and running in three steps.

1

Download Fund

Get the Fund app on your iPhone or Android phone from the App Store or Google Play once it launches.

2

Create your account

Sign up with your name, email and phone number, verify your email with a 6-digit code and choose your username.

3

Explore what's available

Add money by bank transfer, follow your transactions and invite friends. New services appear in the app as they go live.

Inside the app

Designed to feel light in your hand.

A calm home screen with your balance up front, quick access to Add Money and History, and your latest activity a glance away.

Balance firstYour Fund Balance is the first thing you see. Shake your phone to hide or show it in public.
Recent activityYour latest transactions sit right on the home screen.
Notification centreFilter alerts by transactions, rewards or system updates and mark them as read.
Illustrative preview — not real account data.
Referral rewards

Bring a friend. Earn when they get started.

Every Fund account has a referral code in the format FUND@username. Share it from the Invite & Earn page in the app.

  • Your friend enters your code when they create their Fund account.
  • Once they complete a qualifying order, your reward is added to your Fund Balance automatically.
  • Each friend can only be referred once. Rewards are paid by Fund, never by visiting a link.
Current reward Invite friends, earn rewards

Paid to your Fund Balance when an invited friend completes an eligible first order. Terms in the app.

FAQ

Questions, answered.

What is Fund?

Fund by Lordricchi is a mobile app for everyday digital money essentials in Nigeria. You hold a Fund Balance in Naira, add money by bank transfer and track every transaction. Digital services such as Apple account funding, airtime, data and bill payments are being added to the app.

How do I get started?

Download the Fund app, create your account with your name, email and phone number, confirm your email with the 6-digit code we send and choose a username. You can then add money to your Fund Balance by bank transfer.

Where can I download the app?

Fund is preparing for launch on the Apple App Store and Google Play. The download buttons on this page will take you straight to the right store as soon as each listing is live.

How do I add money to Fund?

In the app, tap Add Money and enter an amount. Fund generates a temporary account number for that payment. Transfer the exact amount from your banking app before it expires and your Fund Balance is credited automatically once the payment is verified.

How does the referral programme work?

Your referral code is FUND@ followed by your username, shown on the Invite & Earn page in the app. A friend enters it when they create their Fund account. When they complete a qualifying first order, the reward is credited to your Fund Balance automatically. The current reward and rules are always shown in the app.

What happens if I open a referral link before installing Fund?

You'll see this website with the referral code at the top. Copy the code, install Fund and paste it into the Referral Code field when you create your account. On Android phones, installing through the Google Play button on the invite page can fill the code in for you automatically.

Opening a link doesn't create a referral or pay a reward by itself. It only counts once the code is used during sign-up.

Get the app

Fund lives on your phone.

Create your account, add money and invite friends from the Fund app for iPhone and Android.

Not live on the stores yet — we're getting ready to launch.